Practice
Insurance Coverage and Bad Faith Counsel for Policyholders and Insureds
Overview
How the firm approaches coverage disputes
When an insurer denies a claim, issues a reservation of rights, delays payment, or disputes the amount owed, the policyholder's position may depend on careful analysis of policy language, the facts of the loss, and the applicable legal standard in the relevant jurisdiction.
Bolender Law Firm, PC evaluates policy language, claim positions, reservations of rights, investigations, and available prelitigation or litigation responses for policyholders facing these situations.
Whether coverage is available in a given situation depends on the specific policy language, the facts of the claim, applicable law, and procedural deadlines. The firm does not represent that any particular coverage determination is foreordained by consulting with counsel.
Coverage matters
Categories of insurance coverage matters
Insurance policy interpretation and coverage analysis
Careful review of policy language, endorsements, exclusions, and conditions to identify what coverage may exist and what positions the insurer may take.
Property and business-income claim disputes
Evaluation of first-party property claims, business interruption disputes, and coverage positions under commercial and personal lines policies.
Liability coverage and duty-to-defend disputes
Analysis of an insurer's duty to defend and duty to indemnify in third-party liability claims, including coverage reservations and independent counsel issues.
Denied, delayed, or underpaid claims
Assessment of whether the handling or resolution of a claim conforms to the policy and applicable law, and what responses may be available.
Reservation-of-rights and cooperation disputes
Review of reservation-of-rights letters, cooperation demands, examination under oath requests, and related procedural matters.
Insurance investigations, examinations under oath, litigation, and arbitration
Guidance and representation through formal claim investigation processes, dispute resolution proceedings, and litigation when prelitigation resolution is not reached.
Insurance bad faith litigation
Claims against insurers for unreasonable claim handling, including unreasonable denial or delay of policy benefits, failure to accept reasonable settlement demands within policy limits, and related extracontractual damages, pursued in state and federal court and in arbitration.
Important notice
Coverage depends on policy language, facts, applicable law, and procedural deadlines. Reviewing this page does not create an attorney-client relationship. The firm cannot protect a deadline unless it has agreed in writing to do so. If you have a time-sensitive matter, seek qualified counsel promptly.