The contract you make with your insurer is a very serious one, and finding yourself in the midst of insurance bad faith can be devastating; after all, consider how they treat your promise to them. It all begins with a need, whether you have purchased a car or home or need to protect your health, business, livelihood, or more. You may have done extensive research regarding what lines of insurance you require, but the whole process begins upon seeking out an insurance agent, getting quotes, and then making sure you are working with someone who possesses the proper licensing, knowledge, and experience. After you and your agent figure out all the necessary details and you apply and are approved, you write a check, and receive a policy in the mail.
Most policies end up in a drawer, a file, or left in your very important e-mails section, not to be seen again until there is a question or a claim. Premiums, however, will be at the top of everyone’s minds as you must mail yours in either monthly, quarterly, or annually—and your insurance company will be expecting it. This is how you keep up your end of the bargain, along with keeping them informed of any changes that should be made to your policy along the way. If you do not keep up with your part of the agreement, be assured that your policy will be canceled with the utmost expediency.
So why is it okay for the insurance company to behave badly when it comes to paying your claim? Of course, it is not okay, and you do have recourse with the help of an experienced bad faith insurance attorney from a firm like the Bolender Law Firm. As a hardworking policyholder, you may be extremely frustrated to have paid all your premiums on time, only to be left hanging for an insurance payout after a car accident, serious damage to your home, or an incident at your business which resulted in a claim. While enduring bad faith practices from your insurer can be a devastating experience due to the need to pick up your life again, don’t take it personally—this is probably how they often do business, and sadly, it is why they are so rich.
Bad faith practices commonly include major delays without any reasonable excuse, excessive requests for excessive documentation, low-ball offers, intimidation regarding taking what settlements are offered, outright denials, and more.
If you need help reviewing your insurance policy, or if you suspect your insurance company may be denying your claim in bad faith, contact the attorneys at the Bolender Law Firm. If a dispute over a claim cannot be easily resolved through a call or written communication, our attorneys will advocate on behalf of policyholders through litigation, arbitration, or non-binding mediation. Our attorneys are experienced in representing clients in state and federal courts, at both the trial and appellate level. Call us at 310-320-0725 now or submit an easy consultation request online. We are here to help!