Even a slight fender bender can be terrifying. The adrenaline flow is tremendous, and you may lose focus regarding what to do, aside from catching your breath. After pulling over if possible, begin assessing yourself and your passengers for injuries. Unfortunately, far too many car accidents today result in serious injuries or even death. There may be serious spinal or neck injuries, traumatic brain injuries or concussion, broken bones, contusions, and more—and this goes for motorcycle and other traffic injuries too.
It is critical to seek medical attention immediately after experiencing such an accident. Even if there is just a slight question regarding whether you may be hurt, have it checked out. Why? Because many injuries may not be completely apparent at first and may ‘settle in’ later. With X-rays and a medical once-over, your doctor can either treat you or rule out an injury. In some cases, you may be injured so badly that a hospital stay is required. During that time, you may be shocked to find the adjuster already calling to get information about the accident. They may want exact details of what happened, they may want your medical records forwarded as soon as possible, and may even ask to tape record your conversations. If you become uncomfortable during these discussions, it may be with good reason.
You could have a cut and dry case with no problems or reason for much discussion at all, but in a larger more complex case where you or a loved one have sustained significant injuries, expect a comprehensive investigation with lots of questions—and some that you may not feel up to handling while you are trying to heal. If you have been injured due to the negligence of others, consult with a skilled injury attorney, and allow them to handle all communication with the insurer. This could be critical to your case as adjusters will be hanging on your every word and will be especially focused on your injuries. They are skilled at tripping people up and may inquire about past injuries as they hope to avoid paying a claim, pointing to maladies in the past which could be responsible for your current pain—rather than the car accident which was truly the reason.
As they become more aggressive in their insertions, the case could become tricky—which is why you need expert legal help whether from your injury attorney or a bad faith insurance attorney from the Bolender Law Firm.
If you need help reviewing your insurance policy, or if you suspect your insurance company may be denying your claim in bad faith, contact the attorneys at the Bolender Law Firm. If a dispute over a claim cannot be easily resolved through a call or written communication, our attorneys will advocate on behalf of policyholders through litigation, arbitration, or non-binding mediation. Our attorneys are experienced in representing clients in state and federal courts, at both the trial and appellate level. Call us at 310-320-0725 now or submit an easy consultation request online. We are here to help!