Finances may be a distressing topic as property damage/repair bills or medical bills (or all of it, all at once) continue to flow in at a distressing rate and your insurance company seems to be practicing negligence. Without a prompt settlement from an insurer looming, you may not be able to pay for anything upfront and this can be extremely distressing if you still need to have more medical procedures performed or need to buy a new car, have more repairs made—or are waiting on something like a homeowner’s claim to be paid and are trying to make your home liveable again.
If your insurance settlement seems to be delayed or tied up in red tape for some reason, you may be wondering how long you can hold on before many different aspects of your life begin to fall apart further; however, if you then find out that you aren’t just dealing with normal delays but rather a full-blown bad faith issue, it is time to consult with an experienced insurance lawyer as soon as possible to get answers, and results—even if you must file a bad faith insurance lawsuit.
Without a settlement, you may not be able to pay for anything. This could be further exacerbated by the inability to go back to work if you have been injured and unable to return whether temporarily or permanently. While just a short time ago you may have had no problem at all paying your bills and enjoying some disposable income too, suddenly you may have trouble just supporting yourself and your family enough to buy the basics.
Bad faith practices demonstrate an enormous amount of negligence because people have the potential to be devastated by such behavior. While individuals profiting from insurance premiums can live in great comfort, some policyholders—the very ones who helped those in the insurance industry accumulate such wealth—could be devasted on several levels when the agreement that was made and signed off on in an insurance policy is not maintained. If you are enduring such hardships, it is imperative to call on an experienced attorney from the Bolender Law Firm as soon as possible.
Typical red flags include:
- Outright denials with very detail in explanation
- Delays which may be accompanied by unreasonable excuses
- Low-ball offers
- Harassment and intimidation toward you and any possible witnesses
- Requests for excessive documentation
- Accusations of fraud
If you suspect your insurance company may be denying your claim in bad faith, contact the attorneys at the Bolender Law Firm. If a dispute over a claim cannot be easily resolved through a call or written communication, our attorneys will advocate on behalf of policyholders through litigation, arbitration, or non-binding mediation. Our attorneys are experienced in representing clients in state and federal courts, at both the trial and appellate level. Call us at 310-320-0725 now or submit an easy consultation request online. We are here to help!